Is BrightLife licensed nationwide?

Yes. BrightLife is licensed nationwide. While headquartered in Flagstaff, Arizona, Collin Heath holds insurance licenses that allow him to serve clients across the country.

Will I work directly with Collin Heath?

Yes. When you book a consultation with BrightLife, you meet directly and personally with Collin Heath, one-on-one. The team at BrightLife supports Collin behind the scenes so every conversation is backed by deep expertise.

What services does BrightLife offer?

BrightLife offers life insurance (term, whole life, IUL, final expense), retirement income planning, annuities and asset preservation, estate planning education, and legacy and wealth transfer planning.

Is the initial consultation free?

Yes. Your initial consultation with Collin is completely free, with no obligation and no pressure. It is simply a one-on-one conversation about your goals and your options.

BrightLife | Life Insurance & Financial Planning | Licensed Nationwide

What We Do

Comprehensive Planning for Every Stage of Life

From protecting your family today to securing your legacy for tomorrow, BrightLife offers an integrated suite of financial services tailored to your unique goals.

Life Insurance

Life insurance is the foundation of every sound financial plan. Whether you need term coverage, whole life for lifelong security, or an IUL that builds tax-advantaged cash value — we find the right fit for your situation and your family.

Estate Planning Education

Collin provides plain-language education on wills, trusts, powers of attorney, and healthcare directives — so you can make confident decisions when you sit down with a licensed estate attorney from our trusted network.

Retirement Planning

We build strategies that go beyond saving — creating reliable income streams that support your lifestyle for as long as you live, regardless of what the market does. Retirement should be a reward, not a worry.

Annuities & Asset Preservation

Annuities offer something rare in today's volatile market — a contractual guarantee. We help clients use fixed, fixed-indexed, and multi-year guaranteed annuities to protect principal, grow assets safely, and create dependable lifetime income.

Legacy & Wealth Transfer

Properly structured life insurance is one of the most powerful tools for leaving a lasting legacy — transferring wealth efficiently, protecting beneficiaries from probate delays, and providing liquidity when families need it most.

Collin Heath, Founder and Managing Partner at BrightLife

10+ Years in
Financial Services

Meet Your Advisor

Collin Heath
Founder & Managing Partner

Collin Heath is the Founder and Managing Partner of BrightLife, a licensed life insurance professional serving families across the country from his home base in Flagstaff, Arizona. He helps individuals and families navigate one of life's most important decisions: protecting what they've built and planning for what comes next.

What sets Collin apart is simple: when you work with BrightLife, you work directly with Collin — one-on-one, every time. Through personal education sessions and community seminars, he helps clients understand their options across life insurance, retirement income strategies, annuities, and legacy planning concepts. He is not a financial advisor, fiduciary, or attorney. When clients need legal documents drafted or fiduciary investment guidance, Collin connects them with licensed professionals from his trusted network of estate attorneys and financial planners.

His focus is clarity. He believes every family deserves to understand their options in plain language, without pressure, so they can make confident decisions for generations to come.

Licensed Nationwide — Life & Health Insurance

Estate Planning Educator

Retirement Income Strategist

Trusted Professional Referral Network

Annuity and Asset Specialist

Flagstaff-Based — Serving All 50 States

Our People

A Team Behind Every Conversation

When you work with BrightLife, you work directly with Collin — one-on-one, every time. The specialists behind him bring deep expertise in estate planning, retirement income, and trust implementation, so every conversation Collin has with you is backed by the best thinking in the business.

Patrick Koenig

Estate Planning & Retirement Income

Patrick Koenig is a Senior Estate Planning and Retirement Income Specialist dedicated to helping families protect what matters most before life forces those conversations to happen unexpectedly. His work centers around probate avoidance, legacy preservation, guaranteed income strategies, and long-term tax-conscious planning. Patrick regularly works alongside nationally recognized attorneys, trust professionals, and tax advisors to help ensure each family's plan is thoughtfully coordinated.

Megan O'Connor

Trust Implementation

Megan O'Connor is passionate about helping families bring clarity, structure, and peace of mind to the estate planning process. She guides clients through the practical steps of organizing and funding their trusts, helping ensure each plan is properly implemented and easy to navigate. With a background in instructional design and education, Megan has a natural ability to simplify complex information and meet people where they are.

Brianna Shockley

Retirement & Estate Planning

Brianna Shockley is passionate about helping individuals and families prepare for the future with clarity and confidence. Her focus includes asset protection, retirement income planning, and helping families minimize unnecessary probate. Brianna works alongside attorneys and financial professionals to ensure each client's plan is coordinated and tailored to their needs.

Andrew Hyun

Estate & Legacy Planning

Andrew Hyun is passionate about helping individuals and families take meaningful steps toward protecting their future and creating lasting peace of mind. He works with clients at all stages of life, from young families beginning to think about long-term protection, to retirees focused on preserving what they've built. Known for his calm and approachable nature, Andrew makes complex conversations feel clear and manageable.

Nick Puetz

Estate Plan Advisor & Licensed Underwriter

Nick Puetz is an estate plan advisor and licensed underwriter who has helped protect over 300 families across the country. His work sits at the intersection of asset protection, trust implementation, and tax-advantaged strategy, built for families, entrepreneurs, and retirees who are serious about what they leave behind. Nick's approach was forged through real financial loss, a full rebuild, and a decade of studying how wealth actually survives.

Protect What Matters.
Plan for What's Next.